European travel insurance: beyond the E111
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It’s tempting to think that if you travel to Europe, all your need is a European Health Insurance card,(the replacement to the old E111 form) and you’re sorted. However,your Health Insurance Card only covers basic medical treatment in the EU and nothing else,such as the extra costs of your family staying in a hotel while you recover,the cost of changing your flight home,or compensation for serious injury, etc.
For all foreign travel (and for some UK travel too), you should always have good travel insurance cover from a reputable travel insurance company.A good insurance policy should cover you for a variety of emergencies, from accidents and medical emergencies to losing your holiday cash or having you mobile phone stolen.Some policies will also cover you for the failure of an airline or travel company, so if they go bust, you don’t lose your money and can get back home again! Plan your next holiday or weekend break with us, and you’ll save time, money and hassle.
If you only travel abroad once a year for a holiday, then single trip travel insurance is cheap and quick to buy. However,if you travel more often, annual travel insurance is far cheaper than buying individual policies each time, and the level of cover provided is usually higher too.If you are planning a diving, skiing or sports holiday,make sure your policy covers you for these activities too.
If you plan to travel beyond Europe and the USA, you’ll need worldwide travel insurance to make sure you are properly covered wherever you travel to.And if you’re packing your backpack for a year travelling,you can buy specialist backpacker insurance that ensures you and your possessions are properly protected.
If you’re hiring a car abroad, the excess protection cover can cost a fortune.Save money by buying excess car hire excess cover in advance,and you’ll have cover all year long, wherever you hire your car.
Here at Worldwide Travel Elite, we’ve hand-picked some of the best travel insurance companies in the Uk for worldwide and annual travel insurance cover — see our Travel Insurance page for full details.
Originally published here.
Farnley Watson
